Terms and conditions of use
Many visitors skim terms and conditions, assuming they will never matter, but for a site focused on AI supported capital structure analysis, clarity about responsibilities and limits is essential. These terms set out how you may use the Prunavelos site, what you can expect from us, and where you remain responsible for your own decisions. They sit alongside our privacy policy, cookie policy, and disclaimer, and together they form the framework within which you access and use our content.
Acceptance of terms
Many visitors assume that browsing a specialised site does not create any obligations, but by accessing or using this site you agree to be bound by these terms and conditions. If you do not accept them, you should stop using the site immediately and refrain from accessing any content, tools, or materials related to AI supported capital structure analysis hosted here.
Key definitions
To avoid ambiguity, this section explains how certain terms are used throughout these conditions. These definitions apply whether the words appear in singular or plural form, and they are intended to help you interpret references to the site, content, services, and users in a consistent way across all clauses below.
In these terms, “site” refers to the Prunavelos website and any pages, content, or materials made available under the prunavelos.pro Prunavelos that describe AI supported capital structure analysis, related financial market research themes, or our internal methods and governance approach.
“Content” means all information, text, graphics, images, data, and other materials available on or through the site, including descriptions of AI models, capital structure scenarios, examples, and policy documents, whether created by us or provided by third parties.
“You” and “your” refer to the person accessing the site, whether as an individual or on behalf of an organisation. If you access the site in a professional capacity, you confirm that you are authorised to do so and that your organisation is aware of and accepts these terms as applicable.
“Services” refers to any informational, analytical, or communication related functionality we make available through the site, including contact forms, explanatory material on AI supported capital structure analysis, and any tools or interfaces that present scenarios, signals, or other outputs derived from our internal models, excluding any separate arrangements governed by standalone contracts.
Eligibility and access
This site is intended primarily for institutional and professional users with an interest in AI supported capital structure analysis and related financial market research. By using the site, you confirm that you are at least eighteen years old and that accessing this type of content is lawful in your jurisdiction and consistent with your organisation’s internal policies, including any restrictions on market related materials.
If you access the site from outside Ireland, or from within an organisation with specific compliance rules, you are responsible for checking that your use of the site and its content is permitted. Where local rules or internal policies impose stricter requirements than these terms, those stricter requirements should guide your behaviour.
Use of the site
The site is provided for informational purposes, offering insights into AI supported capital structure analysis and related governance considerations. We do not guarantee continuous availability or uninterrupted access, and we may modify, suspend, or withdraw parts of the site at any time. You may use the site only in accordance with these terms and any additional notices or policies referenced here.
Your responsibilities
Using a site that addresses AI supported capital structure analysis brings additional responsibilities, particularly for institutional and professional users. This section summarises the expectations placed on you when you access, interpret, and act on information or tools available here, alongside any obligations under your own internal frameworks.
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You are responsible for ensuring that your access to the site and use of its content complies with all laws, regulations, and internal policies that apply to you or your organisation. This includes any rules governing exposure to financial market material, use of AI related tools, or handling of information within regulated entities.
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You are responsible for maintaining the confidentiality of any credentials, access tokens, or other means of authentication associated with your use of the site. If you suspect that unauthorised access has occurred, you should notify us promptly and take appropriate steps within your organisation to address the issue.
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You are responsible for independently verifying any information obtained from the site before relying on it in your internal processes, documentation, or decision making. Our content is general in nature and may not reflect the latest developments, so it should be considered alongside other sources and professional advice.
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You are responsible for ensuring that any data or materials you submit through the site, such as enquiries or feedback, are accurate, lawful, and do not infringe the rights of others. You should avoid including sensitive information unless strictly necessary, and you should not share confidential data that you are not authorised to disclose.
Prohibited uses
To maintain a secure and reliable environment for AI related capital structure content, certain types of behaviour are not allowed on or in connection with this site. These restrictions apply in addition to any prohibitions under applicable law or your own organisational policies.
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You must not use the site or its content for any unlawful purpose, including in ways that breach applicable financial, data protection, or conduct regulations in your jurisdiction or within your organisation. This includes using information from the site to support activities that you are not authorised to undertake or that conflict with internal policies.
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You must not attempt to gain unauthorised access to any part of the site, its underlying infrastructure, or related systems, for example by bypassing security controls, probing for vulnerabilities, or interfering with authentication mechanisms. Any such activity may be reported to relevant authorities where appropriate.
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You must not introduce malicious code, such as viruses, worms, or harmful scripts, or take any action that could disrupt, overload, or impair the proper functioning of the site or the systems on which it depends. This includes automated scraping at a scale that degrades performance or undermines security.
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You must not copy, extract, or systematically harvest large portions of the site’s content, including descriptions of AI models or capital structure scenarios, for the purpose of creating competing services, training unrelated tools, or redistributing material without our consent, except as permitted by applicable mandatory law.
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You must not misrepresent your identity, affiliation, or authority when interacting with us through the site, or use the site to send unauthorised communications, including promotional messages or misleading information, to third parties. Any misuse of contact channels may result in restriction or termination of access.
Intellectual property
All intellectual property rights in the site and its content, including text, graphics, logos, and any descriptions of AI models or capital structure scenarios, belong to us or our licensors. You may view and print reasonable portions of the site for internal, non commercial use within your organisation, provided you do not remove any notices. You may not copy, modify, distribute, or create derivative works from the content without our prior written permission.
User submitted content
If you submit content to us through the site, such as messages, feedback, or other material, you remain responsible for that content and for ensuring it is accurate, lawful, and appropriate. We may review, store, or delete user content where necessary to operate the site, address misuse, or comply with legal obligations, but we are not obliged to monitor all submissions proactively.
Rights you grant us over submitted content
By submitting content through the site, you grant us a non exclusive, worldwide, royalty free licence to use, store, and process that content for the purposes of operating, improving, and documenting the site and our related services. This licence is limited to what is reasonably necessary for those purposes and does not override any confidentiality obligations that may apply under separate agreements.
Privacy and data protection
Personal data collected when you visit or interact with the site is handled in accordance with our privacy policy, which explains what information we collect, how we use it, and the safeguards we apply under Irish and European data protection rules. You should review that policy to understand how privacy considerations interact with these terms.
Read our privacy policyDispute resolution
We aim to address concerns about the site or these terms constructively and at an early stage wherever possible. If an issue arises, you should contact us first so we can try to resolve it informally. If informal resolution is not possible, the following principles apply, without prejudice to any rights you may have under mandatory law or separate agreements.
Arbitration and alternative resolution
Where both parties agree in writing, disputes arising in connection with these terms or your use of the site may be submitted to arbitration or another form of alternative dispute resolution. Any such process will be conducted in English, under rules agreed at the time, and will aim to provide a fair, efficient mechanism for resolving issues without full court proceedings. Nothing in this section prevents either party from seeking urgent interim relief where appropriate.
If arbitration or other alternative dispute resolution is used, each party will bear its own costs and share any jointly incurred fees, unless the arbitrator or relevant body decides otherwise. Participation in such processes does not restrict rights you may have to escalate matters to a competent court, where this cannot be excluded under applicable law.
Online dispute resolution
If you are based in the European Union, you may have access to online dispute resolution mechanisms that operate independently of us. These platforms can offer an additional way to raise concerns about online services, though they do not replace your ability to contact us directly or to bring a claim before a competent court where permitted.
Learn about our site policiesImportant disclaimers
The site provides high level information about AI supported capital structure analysis and related market research themes, but it is not tailored to your circumstances and should not be treated as advice. You remain responsible for how you interpret and use the content, and for obtaining independent professional guidance before taking any decision that could have financial, regulatory, or governance consequences. Results may vary, and past performance does not guarantee future results.
Outcome variability notice
Scenarios, examples, and references to potential market outcomes are illustrative only and are not promises or assurances that comparable results will occur. Any use of AI related capital structure information from this site is at your own risk, within the limits set out in these terms and in our separate disclaimer, which you should read carefully before relying on any material presented here.
Limitations of liability
To the extent permitted by law, we exclude liability for indirect, consequential, or special losses arising from your use of, or inability to use, the site or its content, and we limit any remaining liability to the amount, if any, you have paid directly to us for access to the specific part of the site giving rise to the claim. Nothing in these terms excludes or limits any liability that cannot be excluded or limited under applicable law.
Indemnification
To the fullest extent permitted by applicable law, you agree to indemnify and hold harmless Prunavelos, its affiliates, and their respective officers, employees, and contractors from and against any claims, losses, damages, liabilities, costs, and expenses arising out of or in connection with your use of the site, your breach of these terms, or your misuse of any AI related capital structure content, except where such matters result directly from our wilful misconduct or fraud.
Governing law
These terms and any dispute or claim arising out of or in connection with them, or with your use of the site, are governed by the laws of Ireland. This applies without regard to conflict of law principles, but does not limit any mandatory protections you may have under the laws of your home country. You remain responsible for ensuring that your use of the site is lawful in any jurisdiction from which you access it.
Suspension and termination
We may suspend or terminate your access to all or part of the site at any time, with or without notice, if we reasonably believe that you have breached these terms, posed a security or operational risk, or used the site in a way that is unlawful or inconsistent with its intended purpose. Termination does not affect any rights or obligations that have accrued up to that point.
Changes to these terms
We may update, revise, or replace these terms from time to time, for example to reflect changes in law, technology, or how we describe AI supported capital structure analysis. When we do, we will post the updated version on this page with a revised effective date. Continued use of the site after changes take effect constitutes your acceptance of the new terms, so you should review them periodically.
Severability
If any provision of these terms is found by a competent authority to be invalid, unlawful, or unenforceable, that provision will be interpreted as narrowly as necessary or treated as removed, while the remaining provisions continue in full force and effect. Wherever possible, the affected term will be replaced with a valid provision that reflects, as closely as permitted, the original intent.
Entire agreement
These terms, together with our privacy policy, cookie policy, and disclaimer, constitute the entire agreement between you and us in relation to your use of the site, unless we enter into a separate written contract that expressly overrides or supplements them. Any prior statements, communications, or understandings about the site that are not set out in these documents are superseded, to the extent permitted by law.
Contact and questions
If you have questions about these terms, or how they apply to your use of AI related capital structure content on this site, please contact us using the details on our contact page. We can clarify specific provisions, but we do not provide legal advice and recommend that you consult your own advisers where you need formal interpretation.
Email: content@prunavelos.pro
Phone: +353 21 293 2133
Address: The Plaza, East Point Business Park Dublin 3 D03 E5R6 Ireland
Effective date: August 6, 2026
Version: 1.0